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<br />(Space Above This Line For Recording Data)
<br />
<br />J;D.5t>
<br />
<br />LOAN NUMBER: 0160272278
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 24, 2007. The grantor is ROBERT J
<br />SOTO JR, A SINGLE PERSON, whose address is 202 W 13TH ST, Wood River, Nebraska 68883
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235
<br />'N' St 1 P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The beneficiary is TierOne Bank, which is
<br />organized and existing under the laws of the United States of America and whose address is 1235 'N' St 1 PO
<br />Box 83009, Lincoln, Nebraska 68501 ("Lender"). ROBERT J SOTO JR owes Lender the principal sum of
<br />Seven Thousand One Hundred Twenty-eight and 50/100 Dollars (U.S. $7,128.50), which is evidenced by the
<br />note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and
<br />payable on September 20, 2012. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment
<br />of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of
<br />the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 202 W 13TH ST, Wood River, Nebraska 68883
<br />Legal Description: THE SOUTHERLY ONE HUNDRED (100) FEET OF LOT ONE (1), IN BLOCK
<br />FIVE (5), IN DODD AND MARSHALL'S ADDITION TO WOOD RIVER, HALL COUNTY,
<br />NEBRASKA
<br />Parcel ID/Sidwell Number: 400179148
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />", 2004-2007 Copyright Comphanee Systems, Inc, 8C9C-5D90 - Z007,OUO!
<br />Consumer Real Estate - Sc:r,;urity Instrunlet1t DL2036
<br />
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