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<br />N <br />is <br />is <br />-.....J <br />S <br /><D <br />..... <br />c..v <br />is <br /> <br />~' <br />r;( <br />Ii <br /> <br />~ <br />"'" <br />c <br />z <br />QnC <br />m>~ <br />n(l) <br />1l\::C <br /> <br />~~ <br /> <br />~ <br /> <br />After Recording Return To: 200709130 <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 07-050687 <br /> <br /> t"',~ o~\ <br /> c::....;s 0 <br /> <:::::> C/o <br />'1""\ "'-. ( _;r 0 -j <br />~ r")- , c: ~ <br />~~ t"'" = N[ <br />':7J :z ~ <br /> 1'1 ...... ~ -t ITl <br /> C) ),.~ -< a <br /> c.~ aG;- <br /> o'~1:.: N 0 " <br /> ''''1 " -C 'T1 <br /> ,... ~. ~~ ~I <br /> t..-::-J ,~;'~') ::,'"t: r"':'1 <br /> rq -0 l:.~ r::) <br /> p'~ <br /> Cll ~ 3 f-' ;u <br /> lV' I 1.;>- <br /> G..J (f) <br /> ;;0; <br /> ~ l> <br /> ~,'-" <br /> W C/!l 0 ~ <br /> en <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~ <br />C"::' <br />.--~ <br />\, <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21, Certain rules regarding the usage of words used in this document are also provided in Section 16, <br /> <br />(A) "Security Instrument" means this document, which is dated OCTOBER 19, 2007 <br />with all Riders to this document. <br />(B) "Borrower" is TAMMY L DIZMANG A SINGLE PERSON <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 "N" STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 19, 2 007 <br />The Note states that Borrower owes Lender THIRTY THOUSAND FOUR HUNDRED AND <br />00/100 Dollars (U.S. $ 30,400.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2037 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />IXI Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 1 1 <br /> <br />J ~lnn1 <br /> <br />DocMagic ~ 800.649.1362 <br />www.docmagic.com <br /> <br />Ne3028.dot <br /> <br />LJ~'h~ <br /> <br />11111111111111111111111111111I1111111111111111111111111111111 <br />