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<br />I\.) <br />(S) <br />(S) <br />-.....J <br />(S) <br /><0 <br />(S) <br />W <br />(]'] <br /> <br />~ <br />.." <br />c: <br />Z <br />ono <br />ii>~ <br />0(1) <br />~:I: <br /> <br />() C) <br />:1: )> <br />f'n (.11 <br />n :r: :'""",.;) <br />X c,:...:.:.....J- 0 c/) I <br /> c:~ 0 <br /> --:J C) --1 <br /> ''-- , c ):~ <br /> ~-',''', '~ c.::::> ~~ ---f N <br /> ):::, '-, ~'J ..... <br /> ~.') ---f rTJ <br /> r-'I i>,. --i -< 0 <br /> ~") ~,/,,'. ... ('l <br />tJ\ c")~:.'S N 0 -." 0 ~ <br /> ~.q N -,-, .. .......J <br />. , <br />~ t';) \"---' -~ rT"1 - <br /> r-, c' " ::::::... UJ 0 I <br /> rr\ f; :::3 r- :-.., <br /> CJ p r J;> (.D <br /> (j) I. .......... (jl c::> <br /> (. N ^ <br /> t- l> L.) <br /> .......... .........--- <br /> (.D (f) U1 <br /> U'> f <br /> <br />1QH~)W" <br />After Recording Return To: <br />Wells Fargo Bank, N.A. <br />Attn: Document Mgt. <br />P.O. Box 31557 <br />MAC B6955-013 <br />Billings, MT 59107-9900 <br /> <br />This instrument was prepared by: <br />Wells Fargo Bank, N.A. <br />ANNA M JOHNSON <br />DOCUMENT PREPARATION <br />ONE HOME CAMPUS, MAC X2303-01C <br />DES MOINES, IOWA 50328-0001 <br />866-537-8489 <br />(Name & Address of Pre parer) <br /> <br />t 5. 56 <br /> <br />[Space Above This Line For Recording Data] <br />Account number: 650-650-7294424-1XXX Reference number: 20072487100218 <br /> <br />OPEN-END DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined elsewhere in this <br />document. Certain rules regarding the usage of words used in this document are also provided in Section 14. <br /> <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 28, 2007, together with all <br />Riders to this document. <br />(B) "Borrower" is KIP B. RAMSEY AND JOAN R. RAMSEY, HUSBAND AND WIFE, AS JOINT <br />TENANTS AND NOT AS TENANTS IN COMMON. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of <br />the United States of America. Lender's address 101 North Phillips Avenue, Sioux Falls, SD 57104, Lender is the <br />beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />(E) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated <br />SEPTEMBER 28, 2007. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount <br />that may vary from time to time up to a maximum principal sum outstanding at anyone time of, TEN THOUSAND <br />AND OO/lOOTHS Dollars (U.S. $ 10,000.00) plus interest. Borrower has promised to pay this debt in Periodic <br />Payments and to pay the debt in full not later than September 28, 2032. <br /> <br />lillliiiiliiliilliiiifiiilllli (5/4/06) <br /> <br />(page I of /3 pages) <br />Documents Processed 09-28-2007, 12:35:16 <br />