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<br />.~. -.---- [Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />KLIMEK
<br />Loan Number 1100440687
<br />Case Number 321-2487058-703
<br />MIN 100052200004406873
<br />
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<br />~
<br />~
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on OCTOBER 12, 2007, among the grantor, MICHAEL
<br />W. KLIMEK and KARLE EN K. KLIMEK, HUSBAND AND WIFE ("Borrower"). The trustee is
<br />Gary D Byrne, a member of the Ne STate Bar Assc("Trustee"). The beneficiary is MORTGAGE
<br />ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") (SOLELY AS NOMINEE FOR LENDER, AS
<br />HEREINAFTER DEFINED, AND LENDER'S SUCCESSORS AND ASSIGNS). MERS IS ORGANIZED AND
<br />EXISTING UNDER THE LAWS OF DELA WARE, AND HAS AN ADDRESS AND TELEPHONE NUMBER OF
<br />POST OFFICE BOX 2026, FLINT, MICHIGAN 48501-2026, TELEPHONE (888)679-MERS. FRANKLIN
<br />AMERICAN MORTGAGE COMPANY, a corporation organized and existing under the laws of TENNESSEE, and whose
<br />address is 501 CORPORATE CENTRE DRIVE, SUITE 400, FRANKLIN, TENNESSEE 37067 ("Lender"). Borrower
<br />owes Lender the principal sum of ONE HUNDRED FORTY-TWO THOUSAND EIGHT HUNDRED TEN AND
<br />00/100ths Dollars (U.S.$142,810.00). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />NOVEMBER 1, 2037. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest,
<br />advanced under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the
<br />debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in HALL County, Nebraska:
<br />
<br />Jltt/NJI. ktIt'f,ftRArtlVN A/Jti J..tJ1JttJlJA1.:JwIt0/I/.,rJiMI/.1lP/ MIl /..1W 1Wf1.'tf)Ft
<br />
<br />Lot Six (6)~ Block Nine (9)~ Wallichs Addition~ Grand Island Ball Caounty~ Nebraska
<br />
<br />which has the address of 1222 WEST 7TH STREET, GRAND ISLAND
<br />Nebraska 68801 [Zip Code] ("Property Address");
<br />
<br />[Street, City] ,
<br />
<br />OV2171-1 (696) Page 1 of7
<br />
<br />FHA Nebraska Deed of Trust
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