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<br />> <br />CJ <br />;; <br />:z <br />;: <br />Q <br />"' <br />-I <br />::; <br />r- <br />"' <br />en <br />rn <br />::::c <br />0< <br />n <br />rn <br />en <br /> <br /> ~ nn <br /> :c> <br /> "" mCl' <br /> C nx <br />n z A <br />~ C <br />:c !-!>> <br />m <br />~ :c <br /> <br /> <br />:.~~~ <br />Co,,:) <br />'=S <br />--3 <br /> <br />o c.n <br />O---j <br />c.:: l> <br />:z -I <br />--l Pl <br />-< C' <br />o "'11 <br />'1 -'".. <br />:'1: rTi <br />J'. c.:,~ <br />r ::0 <br />r :t>- <br />(.I) <br />^ <br />1> <br /> <br />~f! <br /> <br />oC: <br /> <br />l\.) <br />C9 <br />C9 <br />--.J <br />iSl <br />CO <br />CD <br />CD <br />iSl <br /> <br />"')\ <br />"..~', ".... <br />.::::J <::., \. <br />~',~;~ ~:~ t <br />(.>':.... <br />C) -'t- <br />'.,." <br /> <br />c::) <br />-::-:::> <br />--I <br /> <br />f-4 <br />CD <br /> <br />(fJ <br /><.n <br /> <br />~i <br />i <br />c::>~ <br /> <br />co <br />CD <br />CD <br /> <br />After Recording Return TOI <br />FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL STOP W-530-3 <br /> <br />rz.i <br />f.:~.~ ~4 <br />Q P <br />cn \' <br />~ <br /> <br />rv <br /> <br />u <br />:3 <br /> <br />~ <br />CD <br /> <br />"-" "-" <br /> <br />~ <br />~~ <br /> <br />VI waCD LOAN # 501700374 <br />__mn_______________ ...._n._n._ [Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />IMIN 100052550170037492 <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 16, 2007, together with <br />all Riders to this document. <br />(B) "Borrower" is ~hA.JJd J:JJ:JJJeJs/. <br /> <br />MICHELINE N. GARCIA DERAS and OSCAR R. GARCIA DERAS, <br />husband and wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ACCEPTANCE FIRST MORTGAGE CORP. <br /> <br />Lender is a CORPORATION <br />under the laws of NEBRASKA. <br />1932 ASPEN CIRC, B, GRAND ISLAND, NE 68803. <br /> <br />organized and existing <br />Lender's address is <br /> <br />(D) "Trustee" is J.Df,.AiItMtl tttUI stkNttES/. GARY D BYRNE, A MEMBER OF THE NEBRASKA <br />STATE BAR ASSOCIATION <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS Is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 16, 2007. The Note <br />states that Borrower owes Lender ****************EIGHTY NINE THOUSAND NINE HUNDRED AND NO/100 <br />** ****** * * ***** * * * * * * * * * * * * * * * * * * * *** ************ * * * * * * *** Dollars (U.S. $89,900.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2037. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />@ 1999-2004 Online Documents, Inc. Page 1 of 9 <br /> <br />Form 3028 1/01 <br /> <br />Initials: Me.,. tv lJ <br />NEEDEED 0402 <br />10-16-2007 16123 <br />(}Il &oj) <br />