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<br />LOAN NUMBER: 0160272360
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<br />(Space Above This Line For Recording Data)
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<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on October 5,2007. The grantor is GARY J UPAH and
<br />AILEEN UPAB, HUSBAND AND WIFE, whose address is 207 E 14TH ST, Grand Island, Nebraska 68t101
<br />("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of
<br />Borrowers who did not sign the Note arc explained further in the section titled Successors and Assigns Bound;
<br />Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose addn,"Ss is 1235
<br />'N' St 1 P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The beneficiary is TierOne Bank, which is
<br />organized and existing under the laws of the United States of America and whose address is 1235 'N' St 1 PO
<br />Box 83009, Lincoln, Nebraska 68501 ("Lender"). GARY J UPAH and AILEEN UPAB owe Lender the principal
<br />sum of Six Thousand Six Hundred Fifty-eight and 45/100 Dollars (U.S. $6,658.45), which is evickncal by the
<br />note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides tor periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and
<br />payable on October 15, 2012. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
<br />by the Note, widl interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced to protect the security of this Security Instrument under the provisions ofthe section
<br />titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt
<br />and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 207 E 14TH ST, Grand Island, Nebraska 68801
<br />Legal Descriptiorf~LOT FOUR (4), BLOCK SIXTY NINE (69), WHEELER & BENNETT'S
<br />SECOND ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />ParcellD/Sidwell Number: 400124610
<br />
<br />TOGETHER WITH all the improvements now or hereafter erectal on the property, and all easemL11ts,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the fbregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seisal ofthe estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except lor encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, su~ject to
<br />any encumbnmces of record.
<br />
<br />Secured Indebtedness. The debt evidenced by tile Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />
<br />t'J 20U4-2007 Copyright Cmnpli:iU1Ce Syx1.erT~, II~. HC9C-34C9 - 2007.01.201
<br />COI1~tU'l1~ R~all:illla.te - Security Instrument DL2036
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<br />www.cnmplianc~y.stem:1.com
<br />~UO.%~"~sn - F"" 616-956-1868
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