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<br />
<br />LOAN NUMBER: 0160272160
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 14,2007. The grantor is JOSHUA R
<br />LUBRANO and BRENDA K DANIEL-LUBRANO, HUSBAND AND WIFE, whose address is 2511 W
<br />LOUISE ST, Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or
<br />Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the
<br />section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br />trustee is TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee").
<br />The beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America
<br />and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). JOSHUA R LUBRANO
<br />and BRENDA K DANIEL-LUBRANO owe Lender the principal sum of Fifteen Thousand Six Hundred Two
<br />and 00/100 Dollars (U.S. $15,602.00), which is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on September 25, 2014. This
<br />Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to
<br />protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 2511 W LOUISE ST, Grand Island, Nebraska 68803
<br />Legal Description: LOT 5 BLOCK 1 PARKHILL SUBDIVISION GRAND ISLAND HALL
<br />COUNTY NEBRASKA
<br />Parcel ID/Sidwell Number: 400073080
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also he
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />~ 2004.2007 Cop)right Compliance Systems, loc. 8C9C-7C24. 2007.01.201
<br />ConsUiner Real Estate - Security Instrument DL2036
<br />
<br />Page 1 of8
<br />
<br />www.complianccsystcms.com
<br />800.968-8522 - fax 6 I 6-956- I 868
<br />
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