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<br />(C) "Lender" is WBLLS PARGO BANK, N.A. <br /> <br />i 200 70 8 {pqq <br /> <br />Lender is a NATIONAL ASSOCIATIOH <br />organized and existing under the laws of THB UN7TBD STAns <br />Lender's address is P.O. .BOX 11701, NB1f1\1Ut, NJ 071014701 <br /> <br />Lender is the beneficiary under this Seeurity Inst::rmnont. <br />(D) "Trustee" is WBLLS P'ARGO l1'nmNCIAL NA'rL 81m <br />C/O SPEC. SERV., PO BOX 31557, BXLLXNGS, NT 59107 <br />(E) "Note" means the promisllOIY note signed by Bonower and datedOCTOBBR 02, 2007 <br />The Note states that Borrower owes Lender OU H'ONDRBD BIGHTEEN THOUSAND BIGHT HUNDRED <br />'1'WBNTY P'rvE AND 00/100 Dollars <br />(U.S. $ wwww118,825.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than NOV'BMBBR 01, 2037 <br />(F) ''PrOperty'' means the property that is descn"bed below under the heading uTransfur of Rights in the <br />Property. . <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instnunent, plus interost. <br />(H) ''Riders'' means all Riders to this Socurity Instrumont that are executed by Borrower. The following <br />Riders are to be executed by BoDOwlll' [check box as applicable]: <br /> <br />E3 Adjustable Rate Rider B Condominium Rider D Second Home Rider <br />Balloon Rider Planned Unit Development Rider [i] 14 Family Rider <br />o VA Rider Biweekly Payment Rider D Otber(s) [specify] <br /> <br />(I) "AppHcable Law" means all controlling applicable federal,state and local statutes. regulations, <br />ordinancea and administrative rulBs and orders (that have the effect of law) as well as all applicable final, <br />non--appealable judicial opinions. <br />(.1) "Community Assodation Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Bonower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Fundi Transferll means any transfer of funds, other than a transaction originated by <br />check. draft. or similar paper inst:rummlt, which is initiated through an electronic tenninal. telephonic <br />instrument, computer. or magnetic tape 80 as to order, instruct, or authorize a financial institntion to debit <br />or credit an account. Snch term. includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire ttanBfers, and automated clearinghouse <br />transfers. . <br />(I.) "Escrow Items" means those items that are described in Section 3. <br />(M) ''Misc:eIlaneous Proceeds" meaDS any compensation. setUement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in SectionS) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnati<<;ln or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means h1surauce protecting Lender against the nonpayment of, or default on, <br />the Loan. <br /> <br />cD. -6(NE) (00061 <br /> <br />.1lf <br /> <br />P_2ofl& <br /> <br />Form 3028 1/01 <br /> <br />~- --~.- .--..--.--j <br />