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<br />200708697 <br /> <br />(C) "Lender" is wzt,LS PARGO BA,NIt, N.A. <br /> <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THB UNJ:TBD STATlIS <br />Lender's address is P.O. BOX 11701, NEWARK, NJ 071014701 <br /> <br />Lender is the benefwWy lmder this Security 1Dstn.uncnt. <br />(D) "Trustee'. is WELLS PARGO FINANCIAL NA'l'L BlP: <br />c/O SPBC. SERV., PO BOX 31557, BILLINGS, ~ 59107 <br />(E) "Note" mcaD$ the promissory note sigw:d by Borrower and datcdOCTOBBR. 02, 2007 <br />The Note states that Borrower owes LeDder OD HUNDRED SIX THOUSAND SIX B11NDRBD THIR.TY <br />THREE A.RD 00/100 Dollars <br />(U.S. $ ****106, 633.00 ) plus interest. Borrowcr has promised to pay this debt inmgular Periodic <br />Payments and to pay the debt in full not later than lIOVBNBBR 01, 2037 <br />(F) 'Troperty" means the property that is descn'be4 below UDder the heading "Tranafer of Rights in the <br />Property. . <br />(G) "LoaD" means the debt cvidcm:ed by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(B) .'RIders" .mean8 all Ridem to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider ~ Condommnnn Rider D Second Home Rider <br />D Balloon Rider Planned Unit Development Rider [i] 1-4 Family Rider <br />DVARider Biweekly Payment Rider 0 Other(s) [specify} <br /> <br />(J) "Applicable Law.' :means all controll.ing applicable federal. state and local statutes. regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) .'Communlty Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condomiDium association, homeowners <br />association or similar O]"ganization. <br />(K) "Electronic Funds Transfer" lDIlllDS any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, 0]" magnetic tape so as to Qrder, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone. wire tnmsfcrs, and automated clearinghouse <br />traDsfers. <br />(L) "Escrow Items" means those items that are described in Section :3. <br />(M) "Miscellaneous Proceeds" means any compensation, sottlement, award. of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section S) for: (i) <br />damage to, or destrUction of. the Property; (ii) condemnation or other taking of all 0]" any part of the <br />Property; (ill) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and! 0]" condition of the Property . <br />(N) ''Mortgage Insurance" means insurance protecting Lender against the nonpayment of, 0]" default on, <br />the Loan. <br /> <br />_-6INEllOOOlSl <br /> <br />Pqe2 of 1& <br /> <br />illY <br /> <br />1!1Idil. \.. FORb 3028 1/01 <br />