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<br /> ~ g' <br /> c:;.:> ("') ifJ <br /> ~ <br /> )ll, ~ C) ..,.; 0 <br /> = l::: p, r0 fit <br />::(J ~ ", '.:J :z "'-~ ~ <br />rr, '1- ....... -i n1 C> <br />(i") .:l'"',- -< 0 <br />o '<{ 0 .", <=> G: <br />"TI I-d ...., z <br /> r --.J <br />IV :::c f"f] - <br />rrI -0 i> r,D 0 ~ <br />Pl 3 r :::r, <br />0 r 1> 0:::> <br />fir') (J) <br /> C.:> ;::><; -C i <br /> 1>- r0 <br /> 0 """'-""............. <br /> CX) (fl 0 <br /> (/) ~ <br /> <br /> P I."') <br /> ... ;0 n ~\ <br /> . m ::J: <br /> E; "T1 <br /> C m en <br /> Z () :r <br />N ('\ A <br /><Sl ~: :t: n 0 ~ <br />8 rn )> ~ <br />-..J n (I) ~ <br />0 '" :J: <br />0::> <br />+:>- \) <br />N <br /><$) <br /> <br />ter Recording Return To: <br />------~ERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 07-050097 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 28, 2007 . together <br />with all Riders to this document. <br />(B) "Borrower" is MARK E MINOR A S INGLE PERSON AND PAMELA R CYNOVA A <br />SINGLE PERSON <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TierOne Bank 1235 "N" Street Lincoln NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 28, 2007 <br />The Note states that Borrower owes Lender NINETY -ONE THOUSAND SIX HUNDRED <br />SIXTY-FIVE AND 00/100 Dollars (U.S. $ 91,665.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2 037 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest. any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic ~ 800.649-1362 <br />www.docmagic.com <br /> <br />."1 /? <br /> <br />(l2c <br /> <br />~ <br />~'"'" <br />" ~ <br /> <br />N.3028,dot <br /> <br />1111111111111111111111111111111111111111111111111111111111111 <br />