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<br />Space Above This Line For Recording Data
<br />
<br />DEED OF TRUST
<br />
<br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is September 5, 2007. The parties
<br />and their addresses are:
<br />
<br />TRUSTOR (Grantor):
<br />ANN MARIE COCHNAR
<br />A Single Person
<br />340 E South Street
<br />Grand Island, Nebraska 68801
<br />
<br />1111111111111111111111 COCHNRR NE
<br />12941213
<br />FIRST AMERICAN LENDERS ADVRNTAGE
<br />DEED OF TRUST
<br />1111111111111111111111111111111111111111111111
<br />
<br />'RJ.t~~
<br />When recorded return to:
<br />First American Title Insurance Co.,
<br />Lenders Advantage
<br />1100 Superior Avenue, Suite 200
<br />Cleveland, Ohio 44114
<br />ATTN: NATIONAL RECORDINGS
<br />
<br />TRUSTEE:
<br />PRINCIPAL BANK
<br />a Corporation
<br />P. O. Box 9351
<br />Des Moines, Iowa
<br />
<br />50306-9467
<br />
<br />BENEFICIARY (lender):
<br />PRINCIPAL BANK
<br />Organi2ed and existing under the laws of the United States of America
<br />711 High Street
<br />Des Moines, Iowa 50392-0040
<br />
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged,
<br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of lender, with power of sale, the following
<br />described property:
<br />
<br />A PARCEL OF lAND lOCATED IN THE CITY OF GRAND ISLAND, COUNTY OF HAll, STATE OF NEBRASKA,
<br />AND KNOWN AS: BEING lOT NUMBER 55 IN BUENAVISTA SUBDIVISION, CITY OF GRAND ISLAND OF HALL
<br />COUNTY RECORDS. Permanent Parcel Number: 400027259 First American Order No: 12941213
<br />
<br />The property is located in Hall County at 340 E South Street, Grand Island, Nebraska 68801.
<br />
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and
<br />riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and
<br />replacements that may now, or at any time in the future, be part of the real estate described (all referred to as
<br />Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements
<br />have been terminated in writing by Lender.
<br />
<br />2, MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone
<br />time will not exceed $25,000.00. This limitation of amount does not include interest and other fees and
<br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances
<br />made under the terms of this Security Instrument to protect Lender's security and to perform any of the
<br />covenants contained in this Security Instrument.
<br />
<br />3. SECURED DEBTS. The term "Secured Debts" includes and this Security Instrument will secure each of the
<br />following:
<br />
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br />replacements, A promissory note or other agreement, No. 78581, dated September 5,2007, from Ann M
<br />Cochnar (Borrower) to Lender, with a loan amount of $25,000.00, with an interest rate of 7.8 percent per
<br />year and maturing on September 25, 2017.
<br />
<br />B. All Debts. All present and future debts from Ann M Cochnar to Lender, even if this Security Instrument
<br />is not specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If
<br />more than one person signs this Security Instrument, each agrees that it will secure debts incurred either
<br />individually or with others who may not sign this Security Instrument. Nothing in this Security Instrument
<br />constitutes a commitment to make additional or future loans or advances. Any such commitment must be in
<br />writing. In the event that Lender fails to provide any required notice of the right of rescission, Lender waives
<br />
<br />Ann M Cochnar
<br />Nebrask,a Oood Of Ttu~t
<br />IAl4 Xn 6931 0200022000006761 0200B2907Y
<br />
<br />"'1996 Bankers Systems. Inc., St. Cloud, MN CJ::Gi....7i'tJ:
<br />
<br />Ihjtials~~
<br />Page 1
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