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200708330 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />– (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />KATHRINE C ZELESKT - Borrower <br />V ! r <br />- -_. - -.. ._— _._...... .... __ (Seal) <br />RAY ZELESKI� - Borrower <br />– (Seal) <br />- Borrower <br />– (Seal) <br />- Borrower <br />............ (Seal) _._._ --- ....... _. ........ _ —._ .._.__ _ -- (Seal) <br />- Borrower - Borrower <br />Ck-BINE) (0407).02 Page 14 of 15 Form 3028 1101 <br />