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<br />
<br />(Spal'e Above This Line For Recording Data)
<br />
<br />fa'S-o
<br />
<br />LOAN NUMBER: 0160270954
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrummt") is made on August 30, 2007. The grantor is MATTHEW R
<br />DORSEY and KELSEY M DORSEY, HUSBAND AND WIFE, whose address is 2226 N HOW ARD AVE,
<br />Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). MATTHEW R DORSEY
<br />and KELSEY M DORSEY owe Lender the principal sum of Thirteen Thousand One Hundred Two and
<br />50/100 Dollars (U.S. $13,102.50), which is evidenced by the note, consumer loan agreement, or similar writing
<br />dated the same date as this Security Instrument (the "Note"), which provides for periodic payments ("Periodic
<br />Payments"), with thc full debt, if not paid earlier, due and payable on September 15, 2017. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extmsions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument <md the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following describlXl property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 2226 N HOWARD AVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT 3, BLOCK 10, UNIVERSITY PLACE, GRAND ISLAND, HALL COUNTY,
<br />NEBRASKA
<br />Parcel ID/Sidwell Number: 400100169
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is llilencumbered, except tor encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />~ 2004.2007 Copyright Compliance SY'tems, Inc. 8C9C-2262 - 2007.01.201
<br />COD!ioumeI'Real. E!iot.ate - Se(:urity Imtfl.1lllClll DI..2036
<br />
<br />Page J orR
<br />
<br />www.compliance:syst.cms.com.
<br />800-968-8522 - F"" 616-956-1868
<br />
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