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L ~~~ ;ID n ~ :s ()~~ m ::x: C)i "'" m r-...:> ~ c: n ..... c::~ o (1') ~ ~- ~ z .... c:::> n '" >" -..;:0 o -l ) L\::) ili ~ c c::> rvi! ...,.. ~ cn z-j ....> X -2 ~ ::u ~' rr1 --,l rn n 0.1 ~ {:- -0 ~~ I\.) ~ ~~ ~ 111; :c -<0 cs ~ ~ r-v 0"'" CS ~ ~ CO 0) '1-Z ~I -.....J '1 CS ~10.:t. ....l V'I Q tt ;;;r:: rn CO r- () m r -0 :I> Ctel' I\.) \)Q~t.. ,." ::3 r ::u -.....J li1lI r 1"" .j:::::. V'\ ....;, Gf) (fl C :::s ....... ?" - > I ....r::. ~'~ ~ CO Q'l ....c:Z &:l 0 (Space Above This Line FOT Reoording Data) LOAN NUMBER: 0166015764 DEED OF TRUST (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED BY THIS DEED OF TRUST) THIS DEED OF TRUST ("Security Instrument") is made on September 20, 2007. The grantor is NEAL R WOELFEL, A SINGLE PERSON, whose address is 416 JOHNSON DR, Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Contract. The obligations of Borrowers who did not sign the Contract are explained further in thc section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The beneficiary is TierOne Bank, which is organized and existing wder the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). NEAL R WOELFEL has entercd into a Equity - Line of Credit ("Contract") with Lender as of September 20, 2007, wder the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Twenty Thousand and 00/100 Dollars (U.S. $20,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. lfnot paid earlier, the sums owing wder Borrower's Contract with Lender will be due and payable on September 15, 2012. This Security Instrument secures to Lender: (a) the repayment of the debt wlder the Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security Instrument wder the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under tllis Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, State of Nebraska: Address: 416 JOHNSON DR, Grand Island, Nebraska 68803 Legal Description: LOT FIFTY-THREE (53), WOLFE'S SU~DIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. Parcel ID/Sidwell Number: 400142120 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part or the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." C> 2004-2007 Copyright Compliancc Syotorm. Inc. 8C9C-D71F .2007"0t.:lOl C(JJ~\lI'J~cr Real plj,latc:: - S~urity Imtl"UIIlCmt DL2036 Pail" 1 of7 WWw.cOlJlplia:l.1c(:Ij.ylj.tem!j..com 800-968-8522" Pox 616-956-1868