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<br />State of Nebraska
<br />
<br />Space Above ThIs Line For Recording Data
<br />
<br />D Master form recorded by _ _ ...
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is
<br />The parties and their addresses are:
<br />
<br />REAL EST ATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />D Construction Security Agreement
<br />
<br />;2 ;. llO
<br />
<br />September 12, 2007
<br />
<br />TRUSTOR:PATRICK F DOWD and SUZANNE DOWD, HUSBAND AND WIFE
<br />
<br />2516 COMMERCE AVE
<br />GRAND ISLAND, NE 68801-7325
<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Arend R. Baack, Attorney
<br />P. O. Box 790
<br />Grand Island, NE 68802
<br />BENEFICIARY:
<br />Home Federal Savings and Loan Association of Grand Island
<br />221 South Locust Street Grand Island, NE 68801
<br />
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOTS TWENTY-TWO (22) AND TWENTY-FOUR (24), BOTH IN BLOCK "C" IN PARK VIEW
<br />SUBDIVISION LOCATED IN THE NORTHWEST QUARTER (NW1/4) OF SECTION EIGHT (8),
<br />TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9), WEST OF THE 6TH P.M., IN HALL COUNTY,
<br />NEBRASKA.
<br />
<br />The property is located in
<br />
<br />Hall
<br />n. _ __ _ _., _ _ _ _. _ __ _ __ __ _ _ _ _ .._ __ __ __ _ _ ._ ._ _ __ __ _. __ ,. _. __ _
<br />(County)
<br />
<br />at ~?)..~. CQ~RCE AVE
<br />
<br />GRANI? J:l?~ . , Nebraska. _6.8J19J_-}_3_25
<br />(Address) (City) (ZIP Code)
<br />
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights. all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time
<br />shall not exceed $ 20,000.00 . This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt(s) secured and you should include the final maturity date of such debt(s).)
<br />A Line of Credit Agreement dated 09/12/2007
<br />
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE)
<br />~ 0 1994 Bankers Systems, Ino" St. Cloud, MN Form OCp.REOT-NE 5/10/2005
<br />. .C465(NEI (0506) VMP Mortgage Solutions, Ino.
<br />~
<br />
<br />C-07-09-0~~~
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