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<br />200708160
<br />
<br />(F) "Note" means the p:romissory note signed by Borrower and dated SEPmMBER 14, 2007
<br />The Note states 1I1at Borrower owes Lender SIXTY-SIX THOUSAND FIVE HUNDRED AND OO/IOOths
<br />
<br />Dollars (U.S. $ 66,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than OCTOBER I, 2037
<br />(G) "Property" means the p:roperty that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due \lllder this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />Adjustable Rate Rider
<br />
<br />Biweekly Payment Rider
<br />
<br />Balloon Rider
<br />
<br />Other( s)
<br />[specify]
<br />
<br />Condominium Rider 1 - 4 Family Rider
<br />Planned Unit Development Rider
<br />Second Home Rider
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and 10Clll statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(K) "Community Association Dues, Fees and Assessments" means aU dues, fees, assessments and other charges
<br />that are imposed on Borrower or 1I1e Property by a condominium association, homeowners association or similar
<br />organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic tcnninal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactiOl1ll, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "MIscellaneous Proceeds" means any compeusation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds pa.id under thc coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other blking of aU or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any wnounts under Section 3 of this Security Instrument.
<br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 D.S.C. ~2601 et seq.) lInd its implementing
<br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Il1lltrument,
<br />"RESP A" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan"
<br />even if the Loan does not qualify as a "federally related mortgage loan" under RESP A
<br />
<br />NEBKAIlKA-Singl. Family-Fannie Mae/lireddle Mae UNIFORM INSTRUMENT
<br />QV202J.HP
<br />
<br />)lorm3028 1/01 (page 2 of 14 pagos)
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