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<br />secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise
<br />agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument
<br />whether or not the sums arc then due.
<br />If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party
<br />(as dermed in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to
<br />Lender within 30 days after the date die notice is given, Lender is authorized to collect and apply the Miscellaneous
<br />Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or
<br />not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party
<br />against whom Borrower has a right of action in regard to Miscellaneous Proceeds.
<br />Borrower shall be in default if my action or proceeding, whether civil or criminal, is begun that, in Lender's
<br />judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property
<br />or rights under this Security Instrument Borrower can cure such a default and, if acceleration has occurred, reinstate
<br />as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's
<br />judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or
<br />rights under this Security Instrument. The proceeds of any award or claim for damages that arc attributable to the
<br />impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender.
<br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the
<br />order provided for in Section 2.
<br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or
<br />modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any
<br />Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest
<br />of Borrower. Lender shan not be required to commence proceedings against any Successor in Interest of Borrower
<br />or to refuse to extend time for payment or otherwise modifY amortization of the sums secured by this Security
<br />Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any
<br />forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of
<br />payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then
<br />due, shall not be It waiver of or preclude the exercise of my right or remedy.
<br />13. Joint and Several L1ablllty; Co-signers; Successors and Assigns Bonnd. Borrower covenants and
<br />agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co-signs this
<br />Security Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this Security Instrument only to
<br />mortga.ge, grant and convey the co.signer's interest in the Property under the terms of this Security Instrumentj (b) is
<br />not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any
<br />other Borrower cm agree to extend, modifY, forbear or make any accommodations with regard to the terms of this
<br />Security Instrument or the Note without the co-signer's consent
<br />Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's
<br />obligations under this Security Instrument in writing, and is approved by Lender, shaU obtain aU of Borrower's
<br />rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and
<br />liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and
<br />agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and
<br />assigns of Lender.
<br />14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's
<br />default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument,
<br />including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the
<br />absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed
<br />as a prohibition on the charging of such fee. Lender may not charge fees that arc expressly prohibited by this
<br />Security Instrument or by Applicable Law.
<br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that
<br />the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted
<br />limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted
<br />limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to
<br />Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a
<br />direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment
<br />
<br />NEBRASKA-Single Family-FaIlDI. M..lFreddle Mac UNIFORM INSTRUMENT
<br />GV2023.HP
<br />
<br />Form 3028 1101 (page 9 of U pogu)
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