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<br />LOAN NUMBER: 0150267538
<br />COMMERCIAL REAL ESTATE DEED OF TRUST
<br />
<br />This COMMERCIAL REAL ESTATE DEED OF TRUST ("Security Instrument") is made on September 14,
<br />2007 by Tommy L. Ummel, Sr. a/k/a Tom Ummel, Sr., a single person, whose address is 515 S Shady Bend Rd,
<br />Grand Island, Nebraska 68801 the grantor(s) ("Grantor"). The trustee is TierOne Bank whose addrcss is 1235
<br />'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 , ("Trustee"). The beneficiary is TierOne Bank whose address
<br />is PO Box 5018 / 700 N Webb lID, Grand Island, Nebraska 68802-5018 ("Lender"), which is organized and
<br />existing under the laws of United States of America. Grantor in considcration of loans extended by Lender up to a
<br />maximum principal amount of One Hundred Sixty-nine Thousand and 001100 Dollars ($169,000.00)
<br />("Maximum Principal Indebtedness"), and for other valuable consideration, the receipt of which is acknowledged,
<br />irrevocably grants, conveys and assigns to Trustee, in trust, with power of sale, the following described property
<br />located in the County of Hall, State of Nebraska:
<br />
<br />Address: 2417 W Old Lincoln Hwy & 2423 W Old Lincoln Hwy, Grand Island, Nebraska 68803
<br />Legal Description: Parcell: Lot One (1) and Two (2), West's Second Subdivision, in the City of Grand
<br />I sland,H allCounty ,Nebraska.
<br />Parcel 2: The Southerly 37.1 feet of Lot Eight (8), in Block Two (2), Revised Plat of West's Subdivision, in
<br />the City of Grand Island, Hall County, Nebraska.
<br />
<br />Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fixtures,
<br />tenements, hereditaments, equipment, rents, income, profits and royalties, personal goods of whatever description
<br />and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br />otherwise), water rights (whether riparian, appropriate or otherwise, and whether or not appurtenant to the above-
<br />described real property), wells, well permits, ditches, ditch rights, reservoirs. reservoir rights, reservoir sites.
<br />storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br />connection with the above-described real property, payment awards, amounts received from eminent domain,
<br />amounts received from any and all insurance payments, and timber which may now or later be located, situated, or
<br />affixed on and used in connection therewith (hereinafter called the "Property").
<br />
<br />RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br />prior mortgages, prior deeds of trust, business loan agreements, construction loan agreements, resolutions,
<br />guaranties, environmental agreements, subordination agreements, assignments of leascs and rents and any other
<br />documents or agreements executed in connection with this Security Instrument whether now or hereafter existing.
<br />The Related Documents are hereby made a part of this Security Instrument by reference thcreto, with the same
<br />force and effect as if fully set forth herein.
<br />
<br />INDEBTEDNESS. This Security Instrument secures the principal amount shown above as may be evidenced by a
<br />promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br />indebtedness of any and every kind now or hereafter owing from Grantor and Tommy L Ummel Sr to Lender,
<br />howsoever created or arising, whether primary, secondary or contingent, together with any interest or charges
<br />provided in or arising out of such indebtedness, as well as the agreements and covenants of this Security
<br />Instrument and all Related Document,; (hereinafter all referred to as the "Indebtedness").
<br />
<br />FUTURE ADVANCES. To the extent permitted by law, this Security Instrument will secure future advances as if
<br />such advances were made on the date of this Security Instrument regardless of the fact that from time to time there
<br />may be no balance due under the note and regardless of whether the Lender is obligated to make such future
<br />advances.
<br />
<br />CROSS COLLA1TERALIZATION. It is the expressed intent of Grantor to cross collateralize all of its
<br />Indebtedness and obligations to the Lender, howsoever arising and whensoever incurred.
<br />
<br />WARRANTIES. Grantor, for itself, its heirs, personal representatives, successors, and assigns, represents,
<br />warrants, covenants and agrees with Lender, its successors and assigns, as follows:
<br />
<br />Performance of Obligations. Grantor promises to perform all terms, conditions, and covenants of this
<br />Security Instrument and Related Documents in accordance with the terms contained therein.
<br />
<br />Defense and Title to Property. At the time of execution and delivery of this instrument, Grantor is lawfully
<br />seised of the estate hereby conveyed and has the exclusive right to mortgagc, grant, convey and assign the
<br />
<br />~ 2004-2006 Copyright Compliance SylM".., 111". J41IA.F6,SD - 21J06.11.182
<br />(Amlllrrdal Real Estat~ S~cLltity Ttt;ttument - DL4007
<br />
<br />Page- I M5
<br />
<br />www.complianccsystCl11s.com
<br />800--%8--8522 - Fax 616-956-1868
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