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~ 200708097 securing a debt evidenced by a promissory note ("Note") dated FEBRUARY 23, 2007 ,in the original amount of $ 228,424.00 , which Security Instrument encumbers property more particularly described in said Security Instrument. B. Borrower, the owner in fee simple of all the property subject to Security Instrument, has requested Lender to modify the Note and the parties have mutually agreed to modify the terms hereinafter set forth and in consideration of the sum of Ten Dollars ($10.00), each to the other in hand paid, and other valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto mutually covenant and agree as follows: 1 . As of the date of this Agreement, the unpaid principal balance of the Note is $ 228,424.00 and the interest has been paid to 8/22/07 D If this box is checked, the amendment and modification also reflects an additional advance of new money, over and above the existing unpaid principal balance of the Note, in the amount of $ 2. The terms and provisions of the Security Instrument are amended and modified in accordance with the terms and provisions of Exhibit" A", attached hereto and incorporated herein by reference entitled MORTGAGE 3. Nothing herein invalidates or shall impair or release any covenants, conditions, agreements or stipulations in the Note and Security Instrument and the same, except as herein modified, shall continue in full force and effect, and the undersigned further covenant and agree to perform and comply with and abide by each of the covenants, conditions, agreements or stipulations of the Note and Security Instrument which are not inconsistent herewith. 4. All Lender's rights against all parties, including but not limited to all parties secondarily liable, are hereby reserved. 5. This Agreement shall be binding upon and shall inure to the benefit of the heirs, executors, administrators and assigns of the Borrower and the successors and assigns of the Lender. IN WITNESS WHEREOF, this Agreement has been duly executed by the parties hereto the day year first above written. Signed, sealed and delivered in the presence of: "BORROWER" ~/ ~ //. ~, J oft KIt;. / ' ~ ISJ.' ,. In ' LI M KING ~ :fb~7 Date cf"o?? -() 7 Date Date NMFL # 4165 (SIMA) Rev 12/2005 Date Page 2 of 3