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;IQ n () m % ~ -n, m C () :t '- Z n 7C; r~ .11'> :I: ~ 0 ~ Q co I ~ <=:> t:::) m ::>" --.:I 0...... n c: ):Ii' N I\.) '" :J: ~~' en z-'---l s rrl -'---lrT'l S 'arcp\J/40l11 U1,Q _ \ -0 -<0 0 -.....j ~ 0"'" 0 or s -.....j ..., l"'\,) ""z -.J (X) ow ~ :err! - (X) \~~hen recorded mai2~~ rtl ::0 P. CP 0 I 0) ,." t :3 r ;0 Ceo rl;>- -.J "irs1 IrSL AI I It::r iLcl1 Tille Le ers Advan~age (n .~ (J> I F' Loss Mitigation Title Services- LMTS !"-" ;>0; co 1. 1100 Superior Ave., Ste 200 '1 l> Sanl Cleveland, OH 44115 3tb5911. ~ ........ .",-< CO co (t) en Attn: National Recordings 1120 Cf') I .' -~OAl\rMODIFICA TION AGREEMENT 3S. 50 This Loan Modification Agreement ("Agreement") made this August 13, 2007 between ISMAEL ZARATE & MARIA ZARATE, BOTH SINGLE, (referred to jointly and severally as "Borrower") and MidFirst Bank located on 999 NW Grand Blvd, Suite 100, Oklahoma City, OK 73118 its successors and assigns ("Lender") renews and extends (1) the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") recorded May 01, 2001 in Instrument No. 0200103974, in Hall County, Nebraska, and (2) the Note, in the original principal amount of U.S. $62,307.00, bearing the same date as and secured by, the Security Instrument which covers the real and personal property described in the Security Instrument and defined therein as the "Property,") located at 223 E 12TH ST, GRAND ISLAND, NE 68801-3821, the legal description of the Property being set forth as follows: See Exhibit "A" attached hereto and made a part hereof; The Note and the Security Instrument may be collectively referred to herein as the "Loan Documents." In consideration of the mutual promises and agreements exchanged, receipt of which is acknowledged, the parties hereto agree to modify, renew and extend the Note and Security Instrument as follows (notwithstanding anything to the contrary contained in the Note or Security Instrument): I. As of August 01, 2007, the total amount payable under the Note and the Security Instrument is U.S. $68,290.10, consisting of an outstanding principal balance of $63,755.90, accrued unpaid interest of $2,975.28, and escrow shortage (consisting of unpaid hazard insurance, taxes and/or mortgage insurance premiums) of $1,558.92 (collectively referred to as "Modified Principal Balance"). 2. The Borrower promises to pay the Modified Principal Balance, plus interest, to the order of the Lender, its successors and assigns in US Dollars. Interest wi\l be charged on the Modified Principal Balance at the yearly rate of 8.000% from August 01, 2007 until paid in full. The Borrower promises to make monthly payments of principal and interest of U.S. $507.19 beginning on the 151 day of September 2007 and continuing thereafter on the same day of each succeeding month until principal and interest are paid in full. In Page t of 7 of the Loan Modification Agreement Loan #48331056