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200707839 Loan No: 4002636498 Data ID: 120 (I) "Riders" means all Riders to this Security Instrumcnt that are executed by Borrower. The following Ridcrs lIrc to bc executed by Borrower [check box as applicable]: o Adjustable Rate Rider 0 Condominium Rider o Balloon Rider 0 Planned Unit Development Rider o 1-4 Family Rider 0 Biweekly Payment Rider tsI Other(s) [specify] Adjustable Rate Balloon Rider o Second Home Rider (J) ''Applicable Law" means all controlling applicable federal, state and local statutes, regubtions, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable Hnal, non-appealable judicial opinions. (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposcd on Borrower or the Property by a condominium association, homeowners association or similar organizlltion. (I.) "Electronic Funds Transfer" means any transfer of funds, other thlln a transaction originated by check, draft, or similar pllper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term indudes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, lInd automated clellringhouse transfers. (M) "Escrow Items" means those items that arc described in Section 3. (N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, thc Property; (ii) condemnation or othcr taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value lind/or condition of the Property. (0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (P) "Periodic Payment" means the regulmly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. ~2601 el seq.) and its implementing regulation, Regulation X (24 C.ER. Part 3500), as they might be amended from time to time, or lIny lldditional or successor legislation or regulation that governs the same subject mllHer. As used in this Security Instrument, "RESPI\:' refers to all requirements and restrictions thllt me imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note lind/or this Security Instrument. TRANSFER OF RIGHTS IN TIm PROPERTY The benetlciary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and COnveys to nus tee, IN TRUST, WITH POWER OJ;' SALE, the following described property located in the County of HALL: SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF Se C'- eM+- fA C~ e c( " It ~')(k.l tH-tA NEBRASKA - Single Family - Fannie Mae/Freddie Mec UNIFORM INSTRUMENT Modified by Middl"berg, Riddle" Glanna Form 3028 1/01 (Page 2 of 11 Pages) {/r