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<br />200707839 <br /> <br />Loan No: 4002636498 <br /> <br />Data ID: 120 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Adjustable Rate Rider. <br /> <br />.....~..~.~.(Seal) <br />VELMA E FENTON -Borrower <br /> <br />MULTISTATE ADJUSTABLE RATE BAU.OON R1DER-UBOR SIX-MONTH INDEX (AS PUBUSHED IN THE WALL STREET JOURNAL)- <br />Single Farrily-Fannie Mae UNIFORM INSTRUMENT <br />Modified by Mddleberg, RIddle & Gianna Form 3138 1{01 (Page 3 of 3 Pages) <br />