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<br />200707671 <br /> <br />1-4 FAMILY RIDER <br />(Assignment of Rents) <br /> <br />THIS 1 ~4 FAM IL Y RIDER is made this 30th day of August 2007 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br />of Trust, or Security Deed (the "Security Instrument") of the same date given by the <br />undersigned (the" Borrowe r") to secure Borrowe r's Note to TierOne Bank <br /> <br />(the <br />"Lender") of the same date and covering the Property described in the Security Instrument <br />and located at: 609 W 7TH ST <br />Grand Island, NE 68801-4281 <br /> <br />[Property Address] <br /> <br />1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />A. ADDITIONAL PROPERTY SUB.ECT TO THE SECURITY INSTRUMENT. In addit ion to <br />the Property described in the Security Instrument, the following items now or hereafter <br />attached to the Property to the extent they are fixtures are added to the Property description, <br />and shall also constitute the Property covered by the Security Instrument: building materials, <br />appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or <br />intended to be used in connection wit h the Property, including, but not limited to, those for <br />the purposes of supplying or distribut ing heating, cooling, electricity, gas, wa ter, air and light, <br />fire prevention and extinguishing apparatus, security and access control apparatus, plumbi ng, <br />bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, <br />disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, <br />curtains and curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, <br />all of whic h, includi ng replacements and add it ions thereto, shall be deemed to be and remain <br />a part of the Property covered by the Security Instrument. All of the foregoing together wit h <br />the Property described in the Security Instrument (or the leasehold estate if the Security <br />Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security <br />Instrument as the" Property." <br /> <br />B. USE OF PRCPERlY; COMPUANCE WITH LAW. Borrower shall not seek, agree to or <br />make a change in the use of the Property or its zoning classification, unless Lender has <br />agreed in wr iting to the change. Borrowe r shall comply wit h all laws, ordinances, regulations <br />and requirements of any governmental body applicable to the Property. <br /> <br />C. SUBCRDINA TE UENS. Except as permitted by federal law, Borrowe r shall not allow <br />any lien inferior to the Security Instrument to be perfected against the Property wi thout <br />Lender's prior wr itten permission. <br /> <br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in <br />addition to the other hazards for whic h insurance is required by Section 5. <br /> <br />0110269975 <br /> <br />MULTISTATE 1- 4 FAMILY RIDER - Fmnie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3170 1/01 <br /> <br />Wolters Kluwe r Financial serviG~ <br />VM P @-57 R (0411). q1. !-€.. <br />Page 1 of 3 Initials:, <br />