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<br />200707613 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~ D (fJ-- <br />Jeff hmel a <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />VCU.VlU JcfllYIJ. L~ <br />Valerie A. Chmelka <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />[Splice Below This Lin.. For Acknowledgment] <br /> <br />STATE OF NEBRASKA, <br /> <br />Hall <br /> <br />County ss: <br /> <br />On this 31 st day of Auaust 31.2007 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Jeff D. Chmelka and Valerie A. Chmelka, Husband and Wife <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br /> <br />My Commission expires: t/1-Ei/ oq <br /> <br /> <br />GENERAL NOTARY. State of Nebraska <br />18i DEVHA McELROY <br />i!'~ My Ccm:n. Exp. Aug. 25, 2009 <br />_...._'C. <br /> <br /> <br />-Notary Public <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 13 of 13 <br />