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<br />200707547 <br /> <br />V.A. RIDER <br /> <br />Loan No: 900131054500 <br /> <br />V.A. Case #: 34-34-6-0172116 <br />Parcel/Tax ID #: 400080257 <br /> <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT <br />THE APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br /> <br />THIS VA RIDER is made this 31 st day of August, 2007 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />Security Deed or Deed to Secure Debt ("Security Instrument") of the same date herewith, given by the <br />undersigned ("Borrower") to secure the Borrower's Note ("Note") of the same date to <br />Five Points Bank, a Nebraska Corporation <br /> <br />its successors and assigns ("Lender") and covering the property described in the Instrument and located <br />at: 1007 Sun Valley Dr <br />Grand Island, NE 68801 <br />[Property Address] <br />Notwithstanding anything to the contrary set forth in the Security Instrument, Lender, hereinafter <br />referred to as "Mortgagee" and Borrower(s), hereinafter referred to as "Mortgagor(s)" hereby <br />acknowledge and agree to the following: <br /> <br />V.A. GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in <br />the Security Instrument, Mortgagor(s) and Mortgagee further covenant and agree as follows: <br /> <br />Multistate . V.A. Rider <br />Form 438 10103 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #VA438 10103 <br /> <br />Page 1 of3 <br /> <br />Initials:_ _ _ _ <br />