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<br />200707405
<br />
<br />Lendcr is a Federal
<br />United states of America
<br />PASADENA, CA 91101
<br />
<br />Savings Bank
<br />. Lender's address is
<br />
<br />organized and existing undcr the laws of
<br />155 NORTH LAKE AVENUE,
<br />
<br />(D) "Trustee" is TRANSNATION TITLE INSURANCE CO.
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systcms, tne. MERS is a separate corporation that is ,lGting solely as
<br />a nomInee for Lcndcr and Lender's successors and assigns. MERS is the beneficiary under this Security Instrulllent.
<br />MERS is organizcd and existing undcr the laws of Dclawarc, and has an address and tclcplwne nUlTlbcr of P.O. Box 202().
<br />flint, MI 4H50 1-2026, tcl. (kkS) 679.MERS.
<br />
<br />(F) "Note" means the promissory note signed by Borrower and dated
<br />The Note states that Borrower owes Lender one hundred twenty five
<br />
<br />August 21, 2007
<br />thousand and NO/I00ths
<br />Dollars (U.S. $ 125,000.00 )
<br />Payments and to pay the debt in full not later
<br />
<br />plus interest. Borrower has promiscd to pay tbis debt in regular Periodic
<br />thall September 1, 2037
<br />
<br />(G) "Property" means the property that is described bclow under the heading "Transfer of Rights in the Property. "
<br />
<br />(I-I) "Loan" means the debt evidenccd by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, <lnd ;i11 sums due under this Security Instrument, plus inten.:st.
<br />
<br />(1) "Riders" means all Riders to this Security Instrument that arc executcd by Borrower. Thc following Riders arc to
<br />be executed by Borrower {check box as applicable]:
<br />
<br />D Adjustablc Rate Rider
<br />D Balloon Rider
<br />D 1-4 family Rider
<br />D Other(s) [specify]
<br />
<br />o Condominium Rider
<br />D Planned Unit Development Rider
<br />o Revocable 'Crust Rider
<br />
<br />o Second 1'1omc Ridcr
<br />o Biweekly Payment Ridcr
<br />
<br />(.1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrativc rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions,
<br />
<br />(K) "CoUlmunity Association Dues, Fees, llnd Assesslllents" means all ducs, fees, i1ssessments and other charges tlla(
<br />Me imposed on Borrower or the Property by a condominiurn association, homcowners association or similar orgalllzation.
<br />
<br />(L) "Electronic Funds Trllnsfer" means any transfcr of funds, other than a transaction originated by Gheek, draft, or
<br />sirnilar paper II1strument, which is initiated through an clectronie terminal, telephonic instrument, computer, or m:lglll.:tic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited
<br />to, point-of-salc transfcrs, automated teller machine transactions, transfers initiated by telcphone, wire transfers, :Ind
<br />,Iutolllated ele:u'inghouse transfers.
<br />
<br />(;VI) "Escrow Items" means those items that arc describcd in Section 3.
<br />
<br />(N) "Miscellaneous Proceeds" mcans any compensation, settlernent, award of damages, or proceeds paid by any third
<br />pal1y (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of
<br />
<br />Loan No: 127317292
<br />
<br />""'''ras'''' lked of Trust-Single Fanlily-Falluie Ma"/Fr"ddil' MH IJNIFOHM INSTIH.JMENT
<br />'1'111-: CO;\II'II\!\CF ,'-:ollIIU<. INC.- Page 2 of D
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<br />Initials:
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<br />VIERS Modified Forlll.1112N Ill/III
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