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<br />200707289 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~4/~(som) <br /> <br />Borrower Richard W Lorance <br /> <br />~~- <br /> <br />orrower Barbara A Lo an e <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />[Space Below This Line For Acknowledgment! <br /> <br />STATE OF Nebraska <br /> <br />) <br />) ss: <br />) <br /> <br />COUNTY OF Hall <br /> <br />I, Roberta L Reed , a Notary Public in and for said county and state, do hereby <br />certifY that Richard W Lorance and Barbara A Lorance. hl;!sband and wife <br /> <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the <br />foregoing instrument, have executed same, and acknowledged said instrument to be their , free and voluntary act <br />(his, her, their) <br />and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br /> <br />Witness my hand and official seal this 24th day of <br /> <br /> <br />My Commission Expires: 07/30/2010 <br /> <br />iJ.. GENERAL NOTARY - State of Nebraska <br />I!ml' ROBERTA L. REED <br />""'j.~fi~ My Comm. Exp. July 30, 2010 <br /> <br />This instrument was prepared by: <br /> <br />NEBRA'o;KA-Single Family--J.annie Mae/Frcddie Mac UNIFORM INSTRUMENT <br />12439.CV (1105) 901358 <br /> <br />(MERS) <br /> <br />Form 3028 1/01 (page 8 oI8 pages) <br />Creative Thinking, Inc. <br /> <br />OOTO(0006362b) <br />