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<br />200707287 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />,/,//"""") <br /> <br />I ~ dc:J./)' H- <br />I ' "'/>'1 f ,ff ~ /tft,rvhJf./ (Seal) <br />Ita ALD P SIMONETTI Borrower <br /> <br />c <br /> <br /> <br />~(~al) <br /> <br />Borrower <br /> <br />SNE17 Rev 12/27/00 <br /> <br />Page 17 of 18 <br /> <br />I<?:i? ~ <br />InitiaIS:~ /~)--' <br /> <br />FORM 3028 1/01 <br />