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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160270741
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 17, 2007, The grantor is ROGER A
<br />RIESBERG and PAULA S RIESBERG, HUSBAND AND WIFE, whose addrcss is 2523 MILL RIVER RD,
<br />Grand Island, Nebraska 68801 ("Borrower''), Borrower is not necessarily the same as the Person or Persons who
<br />sign the Note. The obligations of Borrowers who did not Sih'll the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and cxisting under the laws ofthe United States of Amcrica and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). ROGER A RIESBERG and
<br />PAULA S RIESBERG owe Lender tlle principal sum of One Hundred Twenty.five Thollsand Two Hundred
<br />Eighteen and 50/100 Dollars (U.S. $125,218.50), which is evidenced by the note, consumer loan agreement, or
<br />similar writing dated the same date as this Security hlstrument (thc "Note"), which provides for montllly payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on February 13, 2008. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt cvidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security ofthis Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />
<br />Address: 2523 MILL RIVER RD, Grand Island, Nebraska 68801
<br />Legal Description: LOT FIVE (5), :BLOCK THRF,E (3), OLDE MILL SUBDIVISION, GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID/SidweIl Number: 400067897
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfulIy seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and win defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />@2oo4-2007CopyrightCompliance S)1lt""", Inc, 8C9C-6FDU. 2007.01.201
<br />('~""\lmer Real Estato . Security IlEtrurnmt DL2036
<br />
<br />rage 1 0[8
<br />
<br />www.cl..unplianCC!!lystCIIlS.COIIl
<br />800-968-8522. Fax 616.956.1868
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