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<br />200707207 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />{/v# <br /> <br />RA Y V ANDREWS <br /> <br />Witness: <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />~~./;./ AaWt--? (Seal) <br /> <br />SHERRI L ANDREWS -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />Witness: <br /> <br />NEBRASKAnSingle Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 302B 1/01 Page 10 of 11 <br /> <br />Ne3028_TII1.d <br /> <br />DocMagic ~ 800.649.1362 <br />www.docmagic.com <br />