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<br />N <br />iSl <br />iSl <br />-.....J <br />iSl <br />-.....J <br />N <br />iSl <br />-.....J <br /> <br /> <br />Nc3028.mzd <br /> <br /> ~ <br />n E ~ Ow gt <br /> c:::> <br />:v;: ~$ ~ Cl -i C) <br />In -- C:::l> N nr <br />C1 :x: ........ z-i <br />c:;: <br />~;,.\; CJ .......m C) OJ <br /> '"" -<0 a. <br /> o ..., C) <br /> .." N ""z 0;- <br /> 0 ~ ::l: f"T1 -...J <br /> fT'l ""1:J )> cD C> S <br /> fT1 l :3 ,- ::0 g <br /> CI r)> -...J <br /> (J) (J'l <br /> ~ :;::0; N ~ <br /> )> C> <br /> C) -......... <br /> CJ1 (A -J a <br /> ~ ~ <br /> <br />:lO <br />n1 <br />:1 <br />(". <br />n n ~~\; <br />i!fi >- ~::~ <br />n(;1 <br />",,:x.: <br /> <br /> <br />~~~~).{a_~ <br /> <br />STEWART LENDER SERVICES <br />9700 BISSONNET, SUITE 1500, <br />HOUSTON, TEXAS 77036 <br />Loan Number: 07-~TJ638 <br />-Sd~\ V\ J... e v....o. Y'Q QUJ .t>K. \ <br />31[ - "XOS'- OO~O <br /> <br />Ml\IL STOP - 27 <br /> <br />[Space Above This Line For Recording Datal <br /> <br />Re1J:~U! <br />DEED OF TRUST ,/) "l~/('it'T&.~nL~.'. ".~......:RicORDJNG.!Ne <br />6\CiC:AU:4-\ o1w'I"cL \VOVERUNO"f;fV,STi100 . <br />MIN: 100080190067147 603 ffH~ 1P~"'.MS~RK,Kl86212 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated AU GU S T 10, 2007 , together <br />with all Riders to this document. <br />(B) "Borrower" is RANDY V ANDREWS AND SHERRI L ANDREWS, HUSBAND AND <br />WIFE AS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is NOVASTAR MORTGAGE, INC. <br /> <br />Lender is a CORPORATION organized <br />and existing under the laws of VIRGINIA <br />Lender's address is 11595 N. MERIDIAN ST. SUITE 400, CARMEL, INDIANA <br />46032 <br /> <br />(D) "Trustee" is CREATIONS TITLE <br />11595 NORTH MERIDIAN ST, CARMEL, INDIANA 46032 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGU S T 10, 2007 <br />The Note states that Borrower owes Lender EIGHTY-FIVE THOUSAND FIVE HUNDRED AND <br />00/100 Dollars (U .5. $ 85, 500 . 00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />SEPTEMBER 1, 2037 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />[Xl Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />[Xl Other(s) [specify] <br />PREPAYMENT RIDER TO SECURITY INST <br /> <br />;(r/4 <br /> <br />~C(a <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic ~ 800-649-1362 <br />www.docmagic.com <br /> <br />'15,50 <br />