|
<br /> Ii' 1tJ
<br /> m
<br /> "'f'I
<br /> :- c: "",-, ~
<br /> Z <:;,..) 0 c.n
<br /> i'U () c::;> 0 -i. 0
<br /> ~ C,'J --.2
<br />1'0 :z: ~ c::: ~ fiT \
<br />is i'T1 (J') :D Z -i N
<br />is II () CI') ::0 ~ c::: -i rn 0 8.
<br />-...J ..... :z: rT1 C;;.\-. c-; -<
<br />is ~"){- 0
<br />-...J 0<' . N 0 ..., c:> ~
<br />->. ...." c:> .,., :z: -..J
<br />.j:::::. t' :r. rr'1
<br /> c::; ." 't~ -
<br />.f::>. I"Tl "..,~ -0 I'"' CO 0 ~
<br /> rn S' :3 r- ~u
<br /> C:J l r lc. -..]
<br /> (fl ~ (l) t--"
<br /> -C ;;><; i
<br /> ~ l> ....c:
<br /> t--" "-' "-"
<br /> CD OJ ....r:::
<br /> OJ ~
<br />
<br />
<br />
<br />
<br />
<br />ISpace Above This Line For Recording Datal
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 100416700003584092
<br />
<br />4 5, $0
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated August 16th 2007 , together with
<br />all Riders to this document.
<br />(B) "Borrower" is Lance R Hoagland, a single person and Jaime L Boeka, a single person
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CharterWest National Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 710 N Diers Avenue Suite M Grand Island, NE 68803
<br />(D) "Trustee" is U.S. Bank Trust Company, National Association 111 SW Fifth Avenue Portland, OR 97204
<br />
<br />(E) "M ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated August 16th , 2007 . The Note
<br />states that Borrower owes Lender Fifty Five Thousand One Hundred and 00/100
<br />Dollars (U .S. $55,100.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than September 1,2037
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />o Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1.4 Family Rider
<br />
<br />o Condominium Rider
<br />o Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />IXI Other(s) [specify] Mortgage
<br />Addendum
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Fu nds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 ofthis Security Instrument.
<br />
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />12439.CV (1105) 901223
<br />
<br />(MERS)
<br />
<br />Form 3028 1/01 (page I of8 pages)
<br />Creative Thinking, Inc.
<br />
<br />GOTO(00062f88)
<br />
<br />Return To:
<br />CharterWest National Bank
<br />710 N Diers Avenue Suite M
<br />Grand Island, NE 68803
<br />
<br />Lllt ~
<br />
|