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<br />WHEN RECORDED MAil TO:
<br />Five Points Bank /) . e V J S 6/
<br />West Branch rOt) ,.
<br />2009 N. Diers Ave.
<br />Grand Island. NE 68803
<br />
<br />FOR RECORDER'S USE ONLY
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<br />MODIFICATION OF DEED OF TRUST
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<br />THIS MODIFICATION OF DEED OF TRUST dated August 16, 2007. is made and executed between BRADLEY
<br />
<br />M KOOl and USA M KOOl; HUSBAND AND WIFE ("Trustor") and Five Points Bank, whose address is West
<br />
<br />Branch, 2009 N. Diers Ave" Grand Island, NE 68803 ("lender").
<br />
<br />DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated September 20, 2004 (the "Deed of Trust") which has been
<br />recorded in HALL County. State of Nebraska. as follows:
<br />
<br />Entered as Instrument No. 0200409466 on September 27, 2004 in the Hall County Register of Deeds Office. Hall County. Nebraska.
<br />
<br />REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in HALL County. State of
<br />Nebraska:
<br />
<br />Lot Seventy (70), LeHeights Fourth Subdivision. a tract of land comprising a part of the East Half of the Northwest Quarter
<br />(E 1 /2NW1 (4) of Section Eleven (11). Township Eleven (11) North. Range Ten (10) West of the 6th P.M., Hall County, Nebraska.
<br />
<br />The Real Property or its address is commonly known as 4241 MANCHESTER RD. GRAND ISLAND. NE 68803-2215.
<br />
<br />MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows:
<br />
<br />Increase principal amount to $23.365.00. rate increase to 9.25%. and extend maturity date to August 21.2012.
<br />
<br />CONTINUING VALIDITY. Except as expressly modified above. the terms of the original Deed of Trust shall remain unchanged and in full
<br />force and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust
<br />as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the
<br />promissory note or other credit agreement secured by the Deed of Trust (the "Note"). It is the intention of Lender to retain as liable all
<br />parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly
<br />released by Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this
<br />Modification. If any person who signed the original Deed of Trust does not sign this Modification. then all persons signing below
<br />acknowledge that this Modification is given conditionally, based on the representation to Lender that the non-signing person consents to
<br />the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension
<br />or modification, but also to all such subsequent actions.
<br />
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES
<br />TO ITS TERMS. HIS MODIFI ATION OF DEED OF TRUST IS DATED AUGUST 16. 2007.
<br />
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<br />BRADLEY M KOOL
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