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<br />200706977 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />G~~ <br /> <br />Richard LOtto Jr <br /> <br /> <br />~ <br />Sher -0 <br /> <br />( Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />.Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />[Splice Below This Line For Acknowledgment] <br /> <br />ST ATE OF NEBRASKA, <br /> <br />Hall <br /> <br />County ss: <br /> <br />On this 7 th day of Auqust 7. 2007 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Richard LOtto Jr and Sherry L Otto, Husband and Wife <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br /> <br /> <br />GENERAL NOTARY. Stale of Nebraska <br />EDWARD J. JAROSIK <br />My Comm. Exp. Nov. 14, 2007 <br /> <br /> <br />-Notary Public <br /> <br />My Commission expires: <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 448-3555 <br />LFI#FNMA3028 4/02 Page 13 of 13 <br />