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<br /> :tit <br /> CI <br /> :;s <br /> :z ,..... <br /> n () c::;;o. Q(n <br />N ;;1 ;ll:r c;::o c::> I <br />is! rn ::u:: )> ~, --:t 0...... <br />is! c-, "'l'l a'n en ~ Ct)> N <br />-.....J "' c: ('') ::t ~~' c:::: ::z 4 <br />S ..... . n :2:: ;<l'l:; c::J ...... fTl c::> <br />0) =i (") 1':7 I <ID -< 0 <br /><0 :J: )~.. f.'" ....... <:) ..." c::> <br />-.....J r0- m 0 ..J: ~ <br />-.....J ..... n 0'1 ...., ...., z <br /> "" :1:: r -...J <br /> en ~ :J: f'I1 <br /> ..... t""1 -0 ~ co c::> ::s <br /> ~ ".." ::3 r- ;:1J g <br /> Cll r l> 0) <br /> I/i1'l U1 <br /> - w::. <br /> n '7\: CD <br /> rn .;po -...J 3 <br /> en NO ~~ a <br /> -.J GP -.J <br /> ill <br /> . 2 <br /> 0 <br /> <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No: 0206263923 <br /> <br />DEED OF TRUST <br /> <br />(,5.50 <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated August 7,2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Richard LOtto Jr and Sherry L Otto, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated August 7,2007 <br />The Note states that Borrower owes Lender <br />SeventySix Thousand Six Hundred Fifty DOLLARS and Zero CENTS <br />Dollars (U .$. $ 76,650.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than September 1, 2022 <br /> <br />NEBRASKA. Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fonns Inc. (800) 446.3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br />