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<br />DEED OF TRUST
<br />/S:50
<br />PARTIES: This Deed of Trust is made on 07/14/2007 among, the Grantor, BARBARA L ENGLISH and MICHAEL L ENGLISH, WIFE AND
<br />HUSBAND ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 6543 N NORTH ROAD, Grand Island, Nebraska 68803
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />SEE ATTACHED LEGAL DESCRIPTION
<br />
<br />A TRACT OF L:,r4D COMH.I3Hm /\ PART OF TIle HORTII\\'CST QUARTeR (1JW ~h) or SECTION TIIIRfEEU (1]), TOV;N3IIIP
<br />'fWCLye (12) NOR'fIl, RANC1; ;JHl (10) WEST or TIle 6TII n.t, IL'.LL COUNT"f, ueBRASIL\, BERm MORE fARfICULAItL'i
<br />B[SCRmCD :.3 FOLL8WS. QECt:l>~IH>IC /. T TIl~ ~OUTIlWEST CORHJ;iR (~W lid rOl?NJ:;R) OF <;: A Tn NUT I~ FOR .\ DISTANce OF
<br />-528.88 fEET, TIlEHCE RUWJRJO mJ AN ASSUMeD DL\RIHC Of N B9~ 36' ElT r:: ON TIle SOUTIl1.lHli: OF ~AID ~IWl/1 FOR 660.{)0
<br />J;'liliiT; THE}TCI!! g &90 Q{j' G7" \\' PARALLEL ~TFM 'filE gOUTII 1.lNE OF S.\ID ~jW114 F0R 528.99 reeT TO A rVll" I vl'i[ ute w~
<br />UNt: Vi' :SAIl"> 14\\'1/4, TIIEnCe S 6e}" M' 05" W ON TME WEST LIne or SAID r:Wl,'4 fOR 666.68 PEET TO 'fIlE PORn OJ:..
<br />fj eG 11\1 N 1I\llJ-:
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />II A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 07/1412007
<br />
<br />II Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on July 20,2009 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $6,483.30, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed oHrust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />
<br />&. k.-,,- {(, ~'l-
<br />BARBARALENGLSH
<br />
<br />'J1/L:.~-/ '- s::.r?-/1
<br />, MICHAEL L ENGLIS
<br />
<br />D. .,.....l.. .'-'...i:i'L1i/iLiTO.,AiW' State of Nebraska
<br />,ii, MEGAN D. FREDERIKSEN
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: ,....;-'.. My Comm. Exp. rl16, 2010 LJ r .
<br />The foregoing instrument was acknowledged before me on 07114/2007- . ~/~/ " . /.. _
<br />By BARBARA L ENGLISH and MICHAEL L ENGLISH, WIFE AND HUSBAND ~ . '/aaL//~,)
<br />
<br />
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