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;0 () n I") o~ m ::I: ~ C;.> (':) (j"J ~ .,~ m en --:I o -l c:: () :I: >- C:J> ~ii 2~ ::=) z-l (') ^ :lJ ~' = -im ;:J: n 1;;:;1' C? m )> c:.r) ~- -<0 o~ n en ~ <~ 0""" N ~ ::c <:> - ....... -"z ~~ <9 ." ~ :r: rTl \S) t;;;l ;p.- CD -...,j f"T1 -0 <9 r""1 l ::3 r :;u en G) r ;p.- Ol U) (fl ~m CO N ;;><: ->. ;p.- tin -"""-" ... C'\,) <A .t-1~ Q) After recording return to: CITIFINANCIAL, INC. (MD) 217 E STOLLEY PARK RD STE K GRAND ISLAND NE 68801 I DEED OF TRUST I THIS DEED OF TRUST is made this 31st day of July , 2007 MONIE J. CARPENTER AND REYNALDA CARPENTER, HUSBAND AND WIFE among the Trustor, Michael F. Kivett "Trustee"), and the Beneficiary, CITIFINANCIAL, INC. (MD) a corporation organized and existing under the laws of Maryland address is 217 E STOLLEY PARK RD STE K GRAND ISLAND NE 68801 "Lender"). (herein "Borrower"), {herein , whose {herein BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL , State of Nebraska: THE FOLLOWING DESCRIBED REAL ESTATE (AS DEFINED IN NEB. REV. STAT. 76-210) IN HALL COUNTY, NEBRASKA: LOT TEN (10) AND THE WEST ONE-HALF (W 1/2) OF LOT ELEVEN (11) IN BLOCK A IN FIRST ADDITION TO WOOD RIVER, HALL COUNTY, NEBRASKA. BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY DEED FROM BERNICE I. BURMOOD WIDOWED TO MONIE J. CARPENTER AND REYNALDA CARPENTER HUSBAND AND WIFE, DATED 08/30/1996 RECORDED ON 09/05/1996 IN INSTRUMENT NO 96-106992, IN HALL COUNTY RECORDS, STATE OF NE. which has the address of 306 W 12TH Nebraska 68883 (herein "Property Address"); WOOD RIVER TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 07/31/2007 and extensions and renewals thereof (herein "Note"), in the principal sum of U.S. $ 60,551.13, with interest thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due and payable on 08/14/2027 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed of Trust; and the perfomumce of the covenants and agreements of Borrower herein contained. Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Nebraska 26876-4 1/98 Original (Recorded) Copy(Branch) Copy (Customer) Page 1 of 5