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<br /> :a- <br /> c:I <br /> ;5 <br /> Z <br />I\.) S ;:'CI n n <br />cSl C') IT! :r. )> <br />cSl "" "j IT' CJ1 <br />-..J c.:: (') :r: <br />is .... """'TI' <br />n .<(,- ~;'1~ <br />0) - 1:;'''' <br />01 .... :r; (") ,.I' <br />-..J r- 1'\'"1 ):I. 0'1' <br />0) "" n U~ <br /> en ~ ::I:: <br /> ,.., <br /> ::a <br /> 0< <br /> n <br /> ....., <br /> en <br /> <br /> <br />[Space Above This Line For Recording Data] <br /> <br /> r...:. <br /> c::;.;> o (f) fl <br /> c::::> 0 <br /> ~ --..I 0--1 <br /> ::0 c::l> r'-> <br />~$ z--l <br />= --1m "' <br />,..,., '1- C? C) ~ <br /><0 -< C) <br /><:> o ., <:::> a? <br />" ~ "z <br /> ~ -.,J <br />0 :::r: rq <br />rr1 \J X> U) C) :J <br />,..." l ::3 o ;:u (J') <br />0 oX> 01 E:f <br /> .., <br />(/) (f) <br /> I-> ;:;>:; U"1 3 <br /> > -.,J <br /> c...:> -'--" ~ <br /> CO en 0) ,...... <br /> t.n ~ <br /> ~.,~- <br /> Loan No: 450709351 \~ <br /> ~ <br /> <br /> <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21, Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated August 1,2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Clinton J Ruether and Cassandra J Ruether, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated August 1,2007 <br />The Note states that Borrower owes Lender <br />One Hundred Sixteen Thousand Eight Hundred DOLLARS and Zero CENTS <br />Dollars (U .S. $ 116,800.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than September 1, 2037 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fonns Inc. (600) 446-3555 <br />LFI#FNMA3026 4/02 Page1 of 13 Initials: <br />