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<br />;0 <br />m <br />"" <br />c <br />n Z <br />~~~ <br />~~ <br /> <br />Q~" <br />mUl,,- <br />O:I: <br />" <br /> <br />~ <br /><=J <br />c:::::> <br />- <br /> <br />0(1) <br />o --4 <br />C:l> <br />Z--4 <br />4fTl <br />-<0 <br />0"'" <br />-"z <br />::r: 1"1"1 <br />l>CO <br />r ;:0 <br />.l> <br />(j) <br />;::0:: <br />l> <br /> <br />-J <br />'J <br /> <br />~ <br />c::: <br />r- <br />w <br />,....... <br /> <br />, <br />r~ <br />~,f <br />~. r <br />~ ~ <br /> <br />~'~ <br /> <br />N <br />is;) <br />is;) <br />--..J <br />is;) <br />m <br /><J1 <br />is;) <br />OJ <br /> <br />. recording please return to: <br /> <br />~ <br /> <br />'rust Bank AUn: Document Control <br />oany Name] <br /> <br />-0 <br />::3 <br /> <br />e of Natural Person] <br /> <br />c....:> <br /> <br />c..:l <br />-l: <br /> <br />Chester Ave <br />It Address] <br /> <br />"" <br />en <br /> <br />P <br />l- <br />i'; <br />, <br /> <br />Cleveland,OH 44114 <br />[City, State Zip Code] <br /> <br />[Space Above This Line For Recording Data] <br /> <br />~ <br />C)8. <br />~~ <br />~I <br />~m. <br />~l~ <br /> <br />DEED OF TRUST <br /> <br />Loan Number: 436632Q <br /> <br />~~ <br /> <br />~IN 100162500043663278 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated July 30, 2007, together with all Riders to this <br />document. <br /> <br />(B) "Borrower" is JUSTIN R. PEKAREK AND ~GAN L. PEKAREK, HUSBAND AND WIFE. Borrower is the <br />trustor under this Security Instrument. <br /> <br />(C) "Lender" is AmTrust Bank. Lender is a Federal Savings Bank organized and existing under the laws of The <br />United States of America. Lender's address is 1801 East Ninth Street Suite 200, Cleveland, OH 44114. <br /> <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE CO~ANY. <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, <br />Flint, MI 48501-2026, tel. (888) 679-MERS. <br /> <br />(F) "Note" means the promissory note signed by Borrower and dated July 30, 2007. The Note states that Borrower <br />owes Lender One Hundred Sixty One Thousand Twenty and 00/100ths Dollars (U.S. $161,020.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August 1, <br />2037. <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br /> <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br /> <br />Nebraska Deed of Trust-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />-THE COMPLIANCE SOURCE, INC.- Page 1 of 13 <br />www.compliancesourcc.com <br /> <br />MERS Modified Form 3028 01101 <br />1430lNE 08/00 <br />02000, The Complia:rlce SOllt'Ce, Inc. <br />4366327 <br /> <br />/t <br />J <br /> <br />'-#1j~ <br />