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<br />1111111111111111 i 11111111111111111111111111111111 <br /> <br />q032117129S4 0233 117 0708 <br /> <br />200706486 <br /> <br />NON ~ UNIFORM COVENANTS <br /> <br />I also promise and agree with Lender as follows: <br /> <br />18. LENDER'S RIGHTS IF BORROWER FAILS TO KEEP PROMISES AND AGREEMENTS: Lender shall give <br />notice to me prior to acceleration following my breach of any covenant or agreement in this Security <br />Instrument (but not prior to acceleration under Paragraphs 12 or 16 unless applicable law provides otherwise). <br />The notice shall specify: (A) the default; (B) the action required to cure the default; (C) a date, not less than 30 <br />days from the date the notice is given to me, by which the default must be cured; and (D) that failure to cure <br />the default on or before the date specified in the notice may result in acceleration of the Sums Secured by this <br />Security Instrument and sale of the Property. The notice shall further inform me of my right have Lender's <br />enforcement of this Security Instrument discontinued after acceleration and the right to bring a court action to <br />assert the non~existence of a default or any other defense I may have to acceleration and sale. If the default is <br />not cured on or before the date specified in the notice, Lender, at its option, may require immediate payment <br />in full of all Sums Secured by this Security Instrument without further demand and may invoke the power of <br />sale and any other remedies permitted by applicable law. Lender shall be entitled to collect all expenses <br />incurred in pursuing the remedies provided in this Paragraph 18, including, but not limited to, reasonable <br />attorneys' fees and costs of title evidence. <br /> <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the <br />Property is located and shall mail copies of such notice in the manner prescribed by applicable law to me and <br />to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give <br />public notice of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand <br />on me, shall sell the Property at public auction to the highest bidder at the time and place and under the terms <br />designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may <br />postpone sale of all or any parcel of the Property by public announcement at the time and place of any <br />previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br /> <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made <br />therein. Trustee shall apply the proceeds of the sale in the following order: (A) to all costs and expenses of <br />exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and <br />reasonable attorneys' fees as permitted by applicable law; (B) to all Sums Secured by this Security <br />Instrument; and (C) any excess to the person or persons legally entitled to it. <br /> <br />19. LENDER'S OBLIGATION TO DISCHARGE THIS SECURITY INSTRUMENT: Upon payment of all Sums Secured <br />by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security <br />Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the <br />Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is <br />paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under <br />applicable law. <br /> <br />20. SUBSTITUTE TRUSTEE: Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by applicable law. <br /> <br />21. REQUEST FOR NOTICES: I request that copies of the notice of default and sale be sent to my address which is <br />the Property Address. <br /> <br />HELOC Deed of Trust ~ Nebraska <br /> <br />Page 7 of 8 <br /> <br />2004/03 hene-7.pcl <br />