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<br />N <br />e <br />e <br />-..J <br />e <br />0) <br />.t>- <br />O) <br />e <br /> <br />fl <br />- <br />. <br />li <br />& <br /> <br />;0 <br />m <br />"'V'I <br />c: <br />~~~ <br />Q~ <br /> <br />Q%..-- <br />m cn~ <br />n:t: <br />'" <br /> <br />."'~~ <br /><:::...> <br />c::3 <br />~ <br /> <br />-\ <br />'J <br /> <br />~.l, <br />~~.........' <br />G'). - <br /> <br />o <br />~ <br /> <br />~ ~ <br />~ r <br />tn ~ <br /> <br /><::> <br />~ <br /> <br />U\ <br />\) <br /> <br />C- <br />c= <br />r- <br /> <br />w <br />c:::;) <br /> <br />"'U <br />::3 <br /> <br />-J:: <br /> <br />[Space Above This Line For Recording Data] <br /> <br />("") (fJ <br />o -l <br />c: 1;.. <br />z-l <br />-jm <br />-<0 <br />o '1 <br />-"z <br />:::em <br />1> [D <br />r :::0 <br />r> <br />(fJ <br />;:><; <br />)> <br /> <br />""""-""'''--'"'''' <br /> <br />GP <br />(fiJ <br /> <br />Loan No: 900131054006 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 27, 2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Christopher Cochnar,a Single Man and Andrea Hubl, a Single Woman <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />U.S. Bank Trust Company, National Association <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated July 27, 2007 <br />The Note states that Borrower owes Lender <br />SeventySix Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 76,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August 1,2037 <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 1 of 13 Initials: <br /> <br />g;a <br />~II <br />~~ <br />~I <br /> <br />...c1;3 <br /> <br />:Ij <br /> <br />~ <br />?~~ <br />I' b <br />