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<br />200706410
<br />
<br />1-4 FAMILY RIDER
<br />(Assignment of Rents)
<br />
<br />THIS 1-4 FAMILY RIDER is made this Twenty-Fourth day of July, 2007
<br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed
<br />of Trust, or Security Deed (the "Security Instrument") of the same date given by the
<br />undersigned (the "Borrower") to secure Borrower's Note to CitiMortgage, Inc.
<br />
<br />(the
<br />"Lender") of the same date and covering the Property described in the Security Instrument
<br />and located at:
<br />1804 W KOENIG ST, GRAND ISLAND, NE 68803-5435
<br />[Property Address]
<br />
<br />1-4 FAM IL Y COVENANTS. In addition to the covenants and agreements made in the
<br />Security Instrument, Borrower and lender further covenant and agree as follows:
<br />
<br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to
<br />the Property described in the Security Instrument, the following items now or hereafter
<br />attached to the Property to the extent they are fixtures are added to the Property description,
<br />and shall also constitute the Property covered by the Security Instrument: building materials,
<br />appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or
<br />intended to be used in connection with the Property, including, but not limited to, those for
<br />the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light,
<br />fire prevention and extinguishing apparatus, security and access control apparatus, plumbing,
<br />bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers,
<br />disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades,
<br />curtains and curtain rods, attached mirrors, cabinets, paneling and attached floor coverings,
<br />all of which, including replacements and additions thereto, shall be deemed to be and remain
<br />a part of the Property covered by the Security Instrument. All of the foregoing together with
<br />the Property described in the Security Instrument (or the leasehold estate if the Security
<br />Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security
<br />Instrument as the "Property."
<br />
<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or
<br />make a change in the use of the Property or its zoning classification, unless lender has
<br />agreed in writing to the change. Borrower shall comply with all laws, ordinances, regulations
<br />and requirements of any governmental body applicable to the Property.
<br />
<br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow
<br />any lien inferior to the Security Instrument to be perfected against the Property without
<br />lender's prior written permission.
<br />
<br />D. RENT LOSS INSURANCE Borrower shall maintain insurance against rent loss in
<br />addition to the other hazards for which insurance is required by Section 5.
<br />
<br />MULTISTATE 1- 4 FAMILY RlDER- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Form 3170 1/01
<br />
<br />002004484491
<br />Wolters Kluwer Financial smr ices
<br />VMP@-57R(0411).01 II
<br />Page 1 of 3 Initials: rt"6j
<br />
<br />/J-J{
<br />
<br />11111111111111111111111111111111111
<br />
<br />ClllMortgage 3.2.9.07 V2
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