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<br />200706410 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />J~,,~~ Jj ,le.nhl.H-> <br /> <br />Gordon H. Gowen <br /> <br />~~~~- <br /> <br />(Seal) <br />-Borrower <br /> <br />Doris L. Gowen <br />(Sign Original Only) <br /> <br />(Seal) <br />-Borrower <br /> <br />002004484491 <br />.~A(NE) (0407),01 <br />@ <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1101 <br />CltiMortgage 3.2.9.07 V2 <br />