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10 n E m ::I: "TI ,. c: m C z n :t: ;;; ('l ,.. J: n 0 Z m l:; ~ ii! ('l ~ I I'\.) ~ :J: "" s C) (i" ~ o en S ~ ""-J r""I ........::tl -...:I o --.j C) C) c: :I> S ....... ~ .}\: C- z---i N m ~ C) c::;: W r- ---i"'" c:> c.o r- <.") -<0 ~ ~ rn N 0"""'1"1 0 0 en ." -.J -"z - rn ~ -.J::l ::0 0 ::r:: rq C)~ :s m l -0 > CO m :::3 . ;:0 ("') c:> .:1> CT)3 rn (J) en en N ::::><: (...) CD -",,-- l> c.o a- N -- -.J (j) ...c 2 C/l C't [Space Above This Line For Recording Data] Loan No: 0206133522 <C;~~, c' DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated July 20, 2007 together with all Riders to this document. (8) "Borrower" is Daniel L Gay, a Single Man Borrower is the trustor under this Security Instrument. (C) "Lender" is Five Points Bank Lender is a Nebraska Corporation organized and existing under the laws of Lender's address is 2009 N. Diers Ave. Grand Island, NE 68803 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Five Points Bank Nebraska (E) "Note"means the promissory note signed by Borrower and dated July 20, 2007 The Note states that Borrower owes Lender SixtySeven Thousand Five Hundred DOLLARS and Zero CENTS Dollars (U.S. $ 67,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than August 1, 2037 NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 Laser Forms Inc, (800) 446"3555 LFI#FNMA3028 4/02 Page 1 of 13 Initials;