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<br /> 35.60
<br /> (Space Above Thi8 Line For Recording Data)
<br /> LOAN NUMBER: 0166015746
<br />
<br />DEED OF TRUST
<br />
<br />(PREAUTHORIZED (OPEN END) CREDIT ~ FUTURE AnV ANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />
<br />TIDS DEED OF TRUST ("Security Instrument") is made on July 20, 2007. The grantor is DAVID E HAYNES
<br />and STEPHANIE S HAYNES, HUSBAND AND WIFE, whose address is 3034 W 14TH ST, Grand Island,
<br />Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the
<br />Contract. The obligations of Borrowers who did not sign the Contract are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />TierOne Bank whose address is 1235 'N' 8t / P.O. Box 83009, Lincoln, Nebraska 68501 . ("Trustee"). The
<br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and
<br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68,501 ("Lender"). DAVID E HAYNES and
<br />STEPHANIE S HAYNES have entered into a Equity - Line of Credit ("Contract") with Lender as of July 20,
<br />2007, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at anytime, a
<br />***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Ten
<br />Thousand and 00/100 Dollars (U.S. $10,000.00) ("Credit Limit"). Any party interested in the details related to
<br />Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. Ifnot
<br />paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on July 15, 2012.
<br />This Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest,
<br />including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all
<br />other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the
<br />section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants
<br />and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of
<br />the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the
<br />following described property located in the COUNTY of HALL, State ofN ebraska:
<br />Address: 3034 W 14TH ST, Grand Island, Nebraska 68803
<br />Legal Description: THE EAST ONE HALF (El/2) OF LOT ELEVEN (11) OF ISLAND ACRES IN
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />ParcellD/Sidwell Number: 400048280
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />
<br />@2004-2007 Copyright Complillnce Systems, II>;. 8C9C-8740 - 2007,01.201
<br />COIl"umer Real Estate - Security ltlltrume.nt DL2036
<br />
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