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<br />200706318 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1-4 Family Rider. <br /> <br />~ W9/cor~(Sea') <br /> <br />RAY ON -Borrower <br />Trustee of the Ray W Harmon <br />Revocable Trust, Dated June <br />30, 2000, Made by Ray W Harmon <br />as Settlors <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />rx-:1 ~~A~::t/ cV,~z...<--_ Aseal) <br />DOROTHY L N -Borrower <br />Trustee of the Dorothy L Harmon <br />Revocable Trust, Dated June 30, <br />2000, Made by Dorothy L Harmon <br />as Settlors <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />VMP ~ -57R (0411 ).01 <br /> <br />Page 3 of 3 <br /> <br />Form 3170 1/01 <br />