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<br />'. <br /> <br />200706164 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />T:f:J..9 oJ? <br />~&~i iCtkm:&J <br /> <br />Ki erly A. Arend <br /> <br />(Seal) <br /> <br />"Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />ST A TE OF NEBRASKA, <br /> <br />Hall <br /> <br />County ss: <br /> <br />On this 20 th day of Julv 20, 2007 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Troy J. Arends and Kimberly A. Arends, Husband and Wife <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br /> <br />instrument and <br /> <br />, GENERAL NOTARY. State of NebraSka <br />I ~ DEVRA McELROY <br />, My Corom. Exp, Aug. 25, 2009 <br /> <br />My Commission expires: g.. 2-5 ~ 0 q <br /> <br />~~ .>>~ <br /> <br />"Notary Public <br /> <br />NEBRASKA- Single Family. Fannie Mae/Freddle Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446"3555 <br />LFI #FNMA3026 4/02 Page 13 of 13 <br />