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<br />I\.) <br />s <br />S <br />""-J <br />S <br />0) <br />->. <br />0) <br />+:- <br /> <br />Q <br />.. <br />:-- <br />~ <br />, <br /> <br /> ~ ~~" <br /> m <br /> -n <br /> c: m en <br /> n x <br />n Z '" <br />::r: n 0 r--..:> <br />> ~ ~ ~f <br />m ~ 9.W"J <br />n c.n ~, 0-. <br />'" :J: ~ c..... C::l> <br /> I..r\ ~~' c:: ;Z-l <br /> I~. .'1- r- ........rrt <br /> . <:')., ....... -< <br /> ~ 0 <br /> c N 0 "'TJ 0 ~ <br /> -" 0 "z <br /> CL.~ r ::r I"'T1 -.J i <br /> f11 -0 ll> (D <br /> f11 C) <br /> l,p ::a ....:ti <br /> lin r ~ 0') <br /> -.:: 0" <br /> ~ ~Ii <br /> l;r <br /> c::> ~r~ <br /> -C. .!jff. <br /> .- ~ <br /> v <br /> <br />[Space Above This Line For Recording Cata] <br /> <br />~~ <br />~.0' <br />I~ <br />, -'0 <br /> <br />Loan No: 450708485 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 20, 2007 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Troy J. Arends and Kimberly A. Arends, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated July 20, 2007 <br />The Note states that Borrower owes Lender <br />One Hundred FiftySeven Thousand Five Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 157,500.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August 1, 2037 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fonns Inc. (800) 446-3555 <br />LFI #FNMA302B 4/02 Page 1 of 13 Initials: <br />