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<br />200705949 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />-Y') tfiJ- <br /> <br />Borrower Brandon S Otto <br /> <br />(Seal) <br /> <br />(J iL ;( 6ltJ <br /> <br />Borrower ~y LOtto <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />ISpace Below This Line For Acknowledgmentl <br /> <br />STATE OF Nebraska <br /> <br />) <br />) ss: <br />) <br /> <br />COUNTY OF Hall <br /> <br />I, Roberta L Reed , a Notary Public in and for said county and state, do hereby <br />certifY that !)randon S Otto and Amv L Otto, husband and wife <br /> <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the <br />foregoing instrument, have executed same, and acknowledged said instrument to be their , free and voluntary act <br />(his, her, their) <br />and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br /> <br />Witness my hand and official seal this <br /> <br />13th <br /> <br />day of <br /> <br />July 2007 <br /> <br /> <br />Qd;(.L:h,~ <br />~LR~. <br /> <br />(Seal) <br /> <br />M)' Commission Expires: 07/30/2010 <br />~ GENERAL ~IOTARY - State of Nebraska <br />i~l! ROBERTA L. REED <br />.!!'!" My Comm. Exp. July 30, 2010 <br /> <br />This instrument was prepared by: <br /> <br />NEBRASKA--Singlc Family--Fannic Mac/Freddie Mac UNIFORM INSTRUMENT <br />12439.CV (1105) 901264 <br /> <br />(MERS) <br /> <br />Form 3028 1101 (paKe R (Jf8 pages) <br />Creative Thinking, Inc. <br /> <br />GOTO(0005eb82) <br />