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<br /> <br /> <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />o Construction Security Agreement <br />o Master form recorded by __ __ _ __ __ __ __ __ __ _ _ __ _ __ __ __ __ _ _ _ __ ___ __ _ _ <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is _J).!ly _Q~L _~QQ7 __ _ _ <br />The parties and their addresses are: <br /> <br />;<0 ' So <br /> <br />TRUSTOR:JUSTIN 0 GRAYBILL, HUSBAND AND WIFE and SARA S GRAYBILL, HUSBAND AND WIFE <br /> <br />1722 W KOENIG ST <br />Grand Island, NE 68803-5433 <br />o If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />Arend R. Baack, Attorney <br />P. O. Box 790 <br />Grand Island, NE 68802 <br />BENEFICIARY: <br /> <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street Grand Island, NE 68801 <br /> <br />Organized and Existing Under the Laws of The State of Nebraska <br /> <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />LOT SIX (6), BLOCK THIRTEEN (13), CHARLES WASMER'S ADDITION TO THE CITY OF GRAND <br />ISLAND, HALL COUNTY, NEBRASKA <br /> <br />The property is located in __ __ __ __ __ __ __ __ _1J~:g __ ___ _ <br />(County) <br />_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __ _ _ _ _ _ _ _ _ _ _ _ _ _ __ "_ _ _ _~~i!l!c! _ !~!~!l~_ _ _ _ _ _ _ _ _ , Nebraska _ ~.?_8_0.3_-_5.433 <br />(Address) (City) (ZIP Code) <br /> <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). <br /> <br />m 1722 W KOENIG ST <br /> <br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time <br />shall not exceed $_1_0_,_ Q Q Q '- Q Q __ _ __ _ __ __ __ __ __' This limitation of amount does not include interest and other <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br /> <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt(s) secured and you should include the final maturity date of such debt(s).) <br />A Line of Credit Agreement dated 07/03/2007 <br /> <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA US~) <br />~ 0 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP-REDT-NE 5/1 0/2005 <br />G -C465(NE) (0506) VMP Mortgage Solutions, Inc. <br />@ <br /> <br />C-07-06-27-000150 <br />(page 1 of 4J <br />